US Financial Aid

Direct subsidised and unsubsidised loans for US citizens, as well as Direct PLUS loans for eligible US citizens and Green Card holders administered by the US Department of Education (USED) for all eligible degree programmes offered at Regent’s University London.

Internal / external funding: External

Type of funding: Loan

Nationality: US citizens and Green Card holders

Amount: Up to the cost of attendance set up by the University

Level of study:

  • Undergraduate
  • Postgraduate


Institutional and Financial Aid Information

At Regent’s University London, all US Student loans are processed by the Finance Department.

For information on scholarships and other student funding options, please visit our pages on scholarships, funding and bursaries.



US Citizens and Green card holders might be eligible for US Direct Student Loans, and/or Private Educational loans. Please note that Regent's University London is not eligible to receive US Federal Grants, including Pell Grant, as we are a foreign school located overseas. Non-US citizens are not eligible for US Financial Aid.


Eligible students may borrow funds based on Regent’s Cost of Attendance and not more than the limit set by the University. Students can access the Cost of Attendance spreadsheet under the Apply tab to help determine the amount of funding required.

There is an entitlement (subject to meeting certain eligibility criteria as set out by US Federal Department of Education) to Direct Subsidised (Undergraduates only) and Direct Unsubsidised loans which have fixed limits depending on whether the student is dependent, independent or postgraduate. These may be topped up to the full cost of attendance with a Direct PLUS loan which is not an entitlement, but is subject to credit checking and may be declined by the Ed Dept. Private loan can be used instead of or in combination with Direct PLUS loan, and is also subject to credit checking (see Private Loan tab for more information).

 Loan limits for

All students

Dependent students

Independent students


Subsidised Loan

Unsubsidised Loan

Unsubsidised Loan

 Undergraduate year1




 Undergraduate year 2




 Undergraduate year 3








 PLUS Loan

  Balance up to Cost of Attendance

 Private Educational loan

Balance up to Cost of Attendance

For further details of US Student Loans eligibility requirements and loan amounts please visit the Federal Student Aid website.

The US Department of Education charge an origination fee on all loans and this is deducted from each disbursement. The value of the fees and the disbursements are shown in the Cost of Attendance spreadsheet.

For more detailed information, see the US Department of Education (USED) Student Aid website.


All degree programmes validated by Regent's University London (except programmes with distance learning element, like MA in Creative Leadership, MA in Writing for Screen and Stage) offered by Regent’s University London are eligible for funding. This includes programmes with integrated foundation levels. Certificate and Diploma (non-degree) programmes are ineligible for US Financial Aid. Non-degree seeking students studying on a degree programme (Study Abroad students from other institutions) are also ineligible to receive this funding through Regent's University London. These students need to enquire about availability of this funding at their home institution.

Satisfactory Academic Progress (SAP)

Regent’s University London is required by USED Regulations to ensure that all students receiving Federal Student aid (Subsidised, Unsubsidised and PLUS) are making satisfactory academic progress (SAP) both Qualitative and Quantitative components. If you fail to meet SAP you will become ineligible for US Direct Loans. More details on SAP policy 

Return of Unearned US Student Aid

We are required by USED to complete special calculation for students withdrawing from their programme prior to the end of their teaching period (semester or term). As a result of this calculation we might be required to return all of Direct Loans funds or a certain amount back to the US Government. Should this leave a student with an outstanding balance, this will be required to be paid back to the University in full.

More details on return of unearned US Student Aid (PDF).





Consumer information

US Financial Aid Consumer Information

Degree accreditation

Information on all UK Higher Education degrees and recognised awarding bodies can be found at

HEFCE register


Academic programmes

All academic programmes offered by the University are published on our website.

Study at Regent's University London


Textbook information

Information about any required and recommended textbooks for your course will be provided to you by your department. If you require specific information about textbooks, please contact the relevant department for advice.

General library information can be found at Library services

The University has signed up to the Copyright Licensing Agency (CLA) Comprehensive Higher Education Photocopying, Scanning and Digital Material Re-use Licence (CLA Licence) for printed resources and the terms of our Educational Recording Agency licence regulate the use of video material. Guidance is available to students on both of these from Library Services. 


Completion, retention and transfer out rates

Information on the University’s completion and transfer-out rates is available from the Higher Education Statistics Agency (HESA) for the period 2014/15 onwards. The provisional 1-year non-continuation rates for our 2014/5 new starters on UK designated undergraduate programmes is 13.5%.

HESA non-continuation data


Student rights and responsibilities

The University’s academic regulations contain all the academic regulations and procedures which constitute the University’s framework for quality and standards.

Academic regulations

Expectations of all students are laid out in the Regent’s University London Student Charter.

Student charter


Disability information

Regent’s University London supports disabled students, using the definition of disability from the Equality Act, 2010. If a disability may affect your ability to participate in your chosen course or in campus life, please tell us about it as soon as possible, so that we can discuss your support needs with you. If you have complex needs, we advise you to contact the Disability Officer before applying. The Disability Officer will need to ask you specific questions in order to assess how best we can support you.

For further information see Disability information


Health and wellbeing

The University aims to support you to enjoy a healthy and balanced life and can refer you to appropriate health-care services at times of ill health.

For further information on health matters and insurance please refer to Health and wellbeing information

It is important to note that Federal regulations prohibits Title IV assistance to students convicted (State or Federal) of drug-related offences; therefore a student convicted of drug-related offences will lose his/her Title IV loan eligibility.


Crime rates

Reported crime statistics for the Regent's Park and Primrose Hill neighbourhood is available from the Metropolitan Police.

Metropolitan Police crime information  


Contact the Finance Department: +44 (0)20 7487 7447



Applying for Aid

Application process

For an outline of the application process please use this flowchart.

Funding amounts

Applicants can borrow up to the Cost of Attendance which is set by Regent’s University London, the maximum loans you can receive cannot exceed the yearly cost of attendance less any financial aid you may be receiving. Financial aid may include; sponsorship, scholarships and other Financial aid from the UK and or the USA.

Students can access the Cost of Attendance spreadsheet (xls) to determine their funding amount.

Direct Subsidised and Direct Unsubsidised loan amounts for Federal Stafford Loans and aggregate limit are published here.

Regent’s University London has set the following costs as part of the cost of attendance (amounts shown in GBP sterling):

Weekly expenses

1. Rent/Room - £275.00 per week
2. Board (food and utilities) - £66.00 per week
3. Books and copying - £30.00 per week
4. Local transportation - £33.00 per week
5. Personal - £85.00 per week

Suggested single costs

1. Cost of two return flights - £1,975.00
2. PC/Printer - £500.00
3. Visa application/flights - £276.00
4. Visa £322 + NHS charge £150 = £472


US Student Loans application flowchart

US Student Loans Application Flowchart

Loan information

Loan disbursements

Direct loans originated and Private Educational loans certified by Regent’s will be disbursed in equal instalments during the first two weeks of each semester.

All your FSA funding will be disbursed in USD as per your award letter, but the actual GBP sterling amount you receive will vary as it is dependent upon the exchange rate from USD to GBP at the time of disbursement.

Deadline for FSA applications for Spring 2017 semester is Friday 25 November 2016. All applications submitted after this date will be processed in due course, but we cannot guarantee that they will be processed in time for the first disbursement date, please see below.

Disbursement dates for 2016/17 AY are:

September 2016 start:

  1. 22 September 2016
  2. 26 January 2017
  3. 22 May 2017 (only students on certain PG programmes completing dissertation in London)

January 2017 start:

  1. 26 January 2017
  2. 24 March 2017

Please note that these dates are estimates and actual disbursement dates may change.

Disbursement of aid is conditional upon the following:

  • Maintaining satisfactory academic progress
  • Enrolled at least half time (at least 50% of a full study load)
  • Studying outside of the USA
  • Compliance with all federal compliance regulations (Selective Service Registration for male students, repayment default, fraud, drugs etc.)

Students will receive notification when funds are due for disbursement. Students wanting to cancel or reduce disbursements must make requests to in advance of disbursement dates.



Private loan

The only private loan currently available to students at foreign schools is the Smart Option Loan from Sallie Mae.
Please review the Direct Lending programme before you progress with a private loan as this may be a more favourable option.

To apply

  • Eligible students may borrow funds based on Regent’s Cost of Attendance and not more than the limit set by the University from all fund sources including Direct Loans, and/or Private loans. Students can access the Cost of Attendance spreadsheet under the Apply tab to help determine the amount of funding required. 
  • Click on the following link to Sallie Mae and apply online 
  • Send a copy of your e-signed Promissory Note to together with your cost of attendance spreadsheet. Please note that the Truth in Lending Act requires that completed and signed self certification Promissory notes are an essential part of your application, we will not process loans without this document 
  • Please enter USL Smart Loan in the subject field of the email

We require your Promissory Note to be able to certify your loan.

For further information on Private loans:




Last updated: 14 March 2017